BSECeejay Finance LtdHighNeutral
Announced Tue, 12 Aug · 17:35 IST

Submission of Financial Results for the Quarter ended 30th June, 2025.

Revenue Growth 20pctResults View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Ceejay Finance, an Ahmedabad-based NBFC, declared Q1 FY26 results. Total income grew roughly 20% year-on-year to Rs 646.15 lakhs (vs Rs 538.77 lakhs in Q1 FY25), driven by interest income which rose to Rs 640.12 lakhs from Rs 537.20 lakhs. However, profit after tax was largely flat at Rs 174.63 lakhs against Rs 179.32 lakhs in the year-ago quarter (down ~2.6%), as expenses rose sharply — total expenses climbed to Rs 410.32 lakhs from Rs 292.19 lakhs, with impairment provisions swinging from a Rs 22.57 lakh credit in Q1 FY25 to a Rs 38.70 lakh charge this quarter. Sequentially, PAT improved about 10% from Rs 159.21 lakhs in Q4 FY25. EPS stood at Rs 5.06 (vs Rs 5.20 YoY). The board also appointed Mrs. Prachi Nikunj Patel as an Additional Independent Director for a 5-year term. The statutory auditor Kantilal Patel & Co. issued an unqualified limited review report.

Likely market impact

Healthy top-line growth but flat bottom-line suggests margin pressure from higher impairment and operating costs — investors should watch expense control and asset quality trends in coming quarters. The new independent director appointment is a routine governance update.