What the business is, and whether it's a good one at a fair price.
Lends primarily to farmers and small traders, with around 95% of its loan book concentrated in Gujarat. As a non-banking financial company, it earns revenue almost entirely through interest on its loan book, with revenue from operations of Rs. 2,653.87 lakhs in FY26. Assets under management stood at about Rs. 117 crore in H1 FY26, funded mostly by related-party borrowings from Ceejay Group entities (around 75% of total borrowings of Rs. 4,346.26 lakhs at end-FY26). The balance sheet is well capitalised, with a capital adequacy ratio of 63.59% against the 15% regulatory minimum, and CARE Ratings has reaffirmed its credit rating at CARE BBB-; Stable / CARE A3 on bank facilities of Rs. 15 crore. Asset quality is moderate, with a gross NPA of 4.94% in H1 FY26. The biggest cost is finance cost on borrowings, at Rs. 390.05 lakhs in FY26, while employee costs (16% of revenue) and other operating expenses (25.2% of revenue) form the other significant line items.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from CEEJAY FINANCE LTD.'s filed financials and exchange disclosures
CEEJAY FINANCE LTD. is a Finance company listed on BSE.
Yes. Over the trailing twelve months CEEJAY FINANCE LTD. reported a net profit of ₹8 Cr on revenue of ₹27 Cr.
Yes. The dividend yield is 0.72% at the current price. It paid out 5% of its profit as dividend in FY26.
Effectively yes. It holds ₹1 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, CEEJAY FINANCE LTD. ranks 40 of 212 in Non Banking Financial Company (NBFC) — cheaper than 82% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session CEEJAY FINANCE LTD. moves 2.68% — that is the median absolute close-to-close move across its last 205 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by CEEJAY FINANCE LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
