Central Bank of India has informed the Exchange regarding a press release dated July 19, 2025, titled "Press Release on Performance of the Bank for the First quarter and Three months ended 30th June, 2025.".
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Central Bank of India reported strong Q1FY26 results, with net profit rising 32.84% year-on-year to ₹1,169 crore from ₹880 crore. Total business grew 10.84% to ₹7,04,485 crore, driven by deposits up 11.41% to ₹4,28,890 crore and gross advances up 9.97% to ₹2,75,595 crore. Asset quality improved sharply, with Gross NPA falling to 3.13% from 4.54% (a 141 basis point improvement) and Net NPA at 0.49%, while Provision Coverage Ratio rose to 97.02%. Operating profit grew 15.60% to ₹2,304 crore, cost-to-income ratio improved to 55.43% from 57.71%, and Net Interest Margin stood at 3.16%. Return on Assets improved to 1.02% and Return on Equity to 14.17%, with capital adequacy remaining strong at 17.66% (Tier 1 at 15.48%).
This is a robust quarter for Central Bank of India with profit growth comfortably exceeding 30% and meaningful improvement in asset quality and operational efficiency. The combination of strong earnings, falling NPAs, and healthy capital ratios is positive for shareholders and likely to be well received by the market.