Companies›Financial Services›Financial Services›Banks
NSE:CENTRALBK

CENTRAL BANK OF INDIA

Financial Services › Banks·NIFTY 500NIFTY MIDSMALLCAP 400NIFTY MIDSMALLCAP400 50:50NIFTY SMALLCAP 250+5
₹28.98
at close · 27 Oct 2026
▼ 0.07 (-0.24%)

Latest filings

  1. Central Bank restores RTGS outward system after technical issue · Capex & Operations
  2. Central Bank of India holds one-on-one investor meeting · Investor Communications
  3. Q2 profit rises 21%; management sees higher rates lifting margins · Investor Communications
All filings ↓
Ask Nexa about CENTRAL BANK OF INDIA

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A public sector commercial bank operating across retail, wholesale and treasury banking in India. The bank earns most of its revenue from Retail Banking Operations (45.0% of segment revenue in the period ending 31 December 2024), followed by Treasury Operations (32.0%) and Wholesale Banking Operations (22.2%). Retail banking covers housing, personal, education and other loans to individuals along with deposits; wholesale banking serves corporates, large enterprises and mid-market clients; treasury handles the bank's investment portfolio in government and other securities. As of Q1 FY27, total assets stood at Rs 5,51,079.15 crore, with deposits of Rs 4,78,972 crore (CASA share 46.61%) and gross advances of Rs 3,54,348 crore. The largest cost drivers are interest paid on deposits (cost of deposits 4.60% in Q1 FY27) and staff/operating expenses, with cost-to-income ratio at 55.40%. The bank distributes through 4,605 branches, with 65% in rural and semi-urban areas, and 22,346 touch points overall.

Revenue mix · reported segments
Retail Banking Operations45.0%
Treasury Operations32.0%
Wholesale Banking Operations22.2%
Other Banking Operations0.0%
Operating scale
Branches
4,605 branches (65% in rural/semi-urban)Q1 FY27
Customer touch points
22,346Q1 FY27
Total deposits
Rs 4,78,972 crore (CASA 46.61%)Q1 FY27
Gross advances
Rs 3,54,348 croreQ1 FY27
Retail (RAM) loan book
Rs 1,05,523 croreQ1 FY27
GIFT City IFSC Banking Unit
Inaugurated 29 June 2026FY27
Who pays it
Individuals, retail depositors, retail borrowers, corporates, mid-market businesses, farmers, MSMEs and government entities
Biggest cost
Interest paid on deposits (cost of deposits 4.60% in Q1 FY27), followed by staff and other operating costs
Kind of business
Cyclical, asset-heavy public sector commercial bank with a large retail deposit franchise
Where it sits
One of India's public sector banks, distributed across 4,605 branches with a skew toward rural and semi-urban markets
Market Cap
₹26,231 Cr
P / E (TTM)
5.8×
EV / EBITDA
—
Div Yield
2.72%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.95%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 11 Public Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#3/12
Profit growth#11/12

Scorecard

Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit grew in every one of the last 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

CENTRALBK · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from CENTRAL BANK OF INDIA's filed financials and exchange disclosures

What does CENTRAL BANK OF INDIA do?

CENTRAL BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol CENTRALBK.

Is CENTRAL BANK OF INDIA profitable?

Yes. Over the trailing twelve months CENTRAL BANK OF INDIA reported a net profit of ₹4,552 Cr.

Does CENTRAL BANK OF INDIA pay a dividend?

Yes. The dividend yield is 2.72% at the current price. It paid out 16% of its profit as dividend in FY26.

Is CENTRAL BANK OF INDIA expensive compared with its peers?

On trailing P/E, CENTRAL BANK OF INDIA ranks 3 of 12 in Public Sector Bank — cheaper than 82% of them, against an industry median of 7.4×. This is a position, not a valuation judgement.

How much does the CENTRAL BANK OF INDIA share price move in a day?

On a typical session CENTRAL BANK OF INDIA moves 0.95% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track CENTRAL BANK OF INDIA's announcements?

Every NSE and BSE filing by CENTRAL BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.