What the business is, and whether it's a good one at a fair price.
A public sector commercial bank operating across retail, wholesale and treasury banking in India. The bank earns most of its revenue from Retail Banking Operations (45.0% of segment revenue in the period ending 31 December 2024), followed by Treasury Operations (32.0%) and Wholesale Banking Operations (22.2%). Retail banking covers housing, personal, education and other loans to individuals along with deposits; wholesale banking serves corporates, large enterprises and mid-market clients; treasury handles the bank's investment portfolio in government and other securities. As of Q1 FY27, total assets stood at Rs 5,51,079.15 crore, with deposits of Rs 4,78,972 crore (CASA share 46.61%) and gross advances of Rs 3,54,348 crore. The largest cost drivers are interest paid on deposits (cost of deposits 4.60% in Q1 FY27) and staff/operating expenses, with cost-to-income ratio at 55.40%. The bank distributes through 4,605 branches, with 65% in rural and semi-urban areas, and 22,346 touch points overall.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from CENTRAL BANK OF INDIA's filed financials and exchange disclosures
CENTRAL BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol CENTRALBK.
Yes. Over the trailing twelve months CENTRAL BANK OF INDIA reported a net profit of ₹4,552 Cr.
Yes. The dividend yield is 2.56% at the current price. It paid out 16% of its profit as dividend in FY26.
No..
On trailing P/E, CENTRAL BANK OF INDIA ranks 4 of 12 in Public Sector Bank — cheaper than 73% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session CENTRAL BANK OF INDIA moves 0.93% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by CENTRAL BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
