Announced Thu, 23 Jul · 15:18 IST
Central Bank of India Q1 FY27 earnings call transcript
CENTRALBK · price
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AI summary
Q1 FY27: total business grew 18.29% to Rs 8.33 lakh crore, deposits up 11.68% to Rs 4.79 lakh crore, advances up 28.58% to Rs 3.54 lakh crore. Net profit rose 13.26% to Rs 1,324 crore. Gross NPA improved to 2.60%, net NPA at 0.49%, NIM at 3.06%, ROA at 1%, ROE at 14.92%, CRAR at 18.28%. Management reiterated guidance of 11-12% deposit growth and 14-16% advance growth, with NIM above 3%. Targeting Rs 2,200-2,500 crore recovery from written-off accounts.
Likely market impact
Strong quarter with improving asset quality and profitability metrics. Management confident of meeting or exceeding guidance. No immediate capital raising planned.