DCB Bank Limited has informed the Exchange regarding a press release dated July 31, 2025, titled "DCB Bank announces First Quarter FY 2026 Results".
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Awaiting price reaction for this filing.
DCB Bank announced its Q1 FY2026 results (quarter ended June 30, 2025), reporting a Profit After Tax of INR 157 Cr, up 20% from INR 131 Cr in the same quarter last year. Loan advances grew strongly at 21% year-on-year, with co-lending surging 162% and construction finance up 34%, while deposits grew 20%. Gross NPA improved slightly to 2.98% from 2.99% in the previous quarter, though net NPA rose modestly to 1.22% from 1.12%. Capital adequacy remains healthy at 16.66%, and total assets reached INR 77,395 Cr. The CASA ratio, however, declined to 23.32% from 25.41% a year ago, indicating customers are shifting toward term deposits.
Strong profit growth and healthy loan expansion are positives for shareholders, but the slight rise in net NPA and falling CASA ratio are minor watch points. Overall, this is a steady, growth-oriented quarter with no major red flags.