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NSE:DCBBANK

DCB BANK LIMITED

Financial Services › Banks·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹191.55
at close · 28 Oct 2026
▼ 2.95 (-1.52%)

Latest filings

  1. Newspaper notice issued for postal ballot and electronic voting · Compliance
  2. DCB Bank seeks approval for independent director reappointment · Board & Shareholder Meetings
  3. DCB Bank shares earnings call recording for September 2026 results · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a private sector bank in India, taking deposits and making loans across retail, corporate and treasury lines. Retail Banking is the largest contributor at 68.9% of period segment revenue (₹4,236.89 crore YTD as of 2024-12-31), generating income from individual customer accounts, mortgages, gold loans, and MSME lending. Treasury Operations add 22.8% (₹1,399.77 crore) from investments in government securities and other fixed-income assets, while Corporate/Wholesale Banking accounts for 6.5% (₹402.38 crore) from business lending. As of Q1 FY27, deposits stand at ₹74,482 crore (+20% YoY) and advances at ₹59,951 crore (+17% YoY), with a net interest margin of 3.35% and cost of deposits at 6.75%. The bank employs 11,554 staff and plans to reach about 500 branches by FY27 year-end. Asset quality metrics include gross NPAs at 2.43% and net NPAs at 0.84% in Q1 FY27, with capital adequacy at 17.03%. Mortgage disbursements grew 35% YoY in Q1 FY27, and the gold loan book is kept at 20-22% of the overall book with a conservative 75% LTV cap. Tier II Bonds of ₹400 crore are rated CARE AA-, with a ₹2,000 crore Certificate of Deposit programme rated CARE A1+.

Revenue mix · reported segments
Retail Banking68.9%
Treasury Operations22.8%
Corporate / Wholesale Banking6.5%
Other Banking Operations1.8%
Operating scale
Total deposits
₹74,482 croreQ1 FY27
Total advances
₹59,951 croreQ1 FY27
Headcount
11,554 employeesQ1 FY27
Business per employee
₹11.06 croreQ1 FY27
Branch target
~500 branches by FY27 year-endFY27
Mortgage disbursement growth
+35% YoYQ1 FY27
Who pays it
Retail depositors and borrowers, MSME borrowers, corporate clients, and institutional fixed-income investors (via treasury).
Biggest cost
Cost of deposits at 6.75% as of Q1 FY27, the largest input cost for a bank.
Kind of business
Mid-size private sector bank, retail-heavy, expanding deposits and mortgage book with conservative LTVs.
Where it sits
Private sector bank in India with total assets of ₹88,069.47 crore in FY26.
Market Cap
₹6,169 Cr
P / E (TTM)
7.8×
EV / EBITDA
—
Div Yield
0.69%
Growth
—·
Revenue 5y CAGR
PAT +16.9% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.40%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Private Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#2/20
Profit growth#7/20

Scorecard

Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 17% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

DCBBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from DCB BANK LIMITED's filed financials and exchange disclosures

What does DCB BANK LIMITED do?

DCB BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol DCBBANK.

Is DCB BANK LIMITED profitable?

Yes. Over the trailing twelve months DCB BANK LIMITED reported a net profit of ₹788 Cr.

Does DCB BANK LIMITED pay a dividend?

Yes. The dividend yield is 0.69% at the current price. It paid out 6% of its profit as dividend in FY26.

Is DCB BANK LIMITED expensive compared with its peers?

On trailing P/E, DCB BANK LIMITED ranks 2 of 20 in Private Sector Bank — cheaper than 95% of them, against an industry median of 12.3×. This is a position, not a valuation judgement.

How much does the DCB BANK LIMITED share price move in a day?

On a typical session DCB BANK LIMITED moves 1.40% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track DCB BANK LIMITED's announcements?

Every NSE and BSE filing by DCB BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.