What the business is, and whether it's a good one at a fair price.
Operates as a private sector bank in India, taking deposits and making loans across retail, corporate and treasury lines. Retail Banking is the largest contributor at 68.9% of period segment revenue (₹4,236.89 crore YTD as of 2024-12-31), generating income from individual customer accounts, mortgages, gold loans, and MSME lending. Treasury Operations add 22.8% (₹1,399.77 crore) from investments in government securities and other fixed-income assets, while Corporate/Wholesale Banking accounts for 6.5% (₹402.38 crore) from business lending. As of Q1 FY27, deposits stand at ₹74,482 crore (+20% YoY) and advances at ₹59,951 crore (+17% YoY), with a net interest margin of 3.35% and cost of deposits at 6.75%. The bank employs 11,554 staff and plans to reach about 500 branches by FY27 year-end. Asset quality metrics include gross NPAs at 2.43% and net NPAs at 0.84% in Q1 FY27, with capital adequacy at 17.03%. Mortgage disbursements grew 35% YoY in Q1 FY27, and the gold loan book is kept at 20-22% of the overall book with a conservative 75% LTV cap. Tier II Bonds of ₹400 crore are rated CARE AA-, with a ₹2,000 crore Certificate of Deposit programme rated CARE A1+.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from DCB BANK LIMITED's filed financials and exchange disclosures
DCB BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol DCBBANK.
Yes. Over the trailing twelve months DCB BANK LIMITED reported a net profit of ₹788 Cr.
Yes. The dividend yield is 0.58% at the current price. It paid out 6% of its profit as dividend in FY26.
No..
On trailing P/E, DCB BANK LIMITED ranks 5 of 20 in Private Sector Bank — cheaper than 79% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session DCB BANK LIMITED moves 1.31% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by DCB BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
