DiGiSPICE Technologies Limited has informed the Exchange about Transcript
DIGISPICE · price
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DiGiSPICE Technologies held its Q4 FY'26 earnings call covering Spice Money operations, which is being merged into DiGiSPICE. The company operates a phygital platform with 1.7 million banking agents serving ~170 million customers across 2.57 lakh small towns. For FY26, GTV grew 10.5% to INR 127,900 crores, gross margin increased 13% to INR 201.2 crores, and PAT from continuing operations was ~INR 25 crores versus INR 6.5 crores in FY25. Key new products include UPI Cash Point (already at INR 100 crores/month run rate with 30-35% market share), insurance (35,000 policies sold), and credit cards. Credit disbursement grew 2.8x to INR 600+ crores. The merger with Spice Money has received RBI and SEBI approvals with NCLT first motion approved, targeting completion within FY27. Management guided for 20% year-on-year profitability growth over the next 2-3 years.
Strong turnaround year with PAT improving from INR 20 lakhs to ~INR 19.3 crores. The shift to higher-margin products like credit, insurance, and banking outlets should drive margin expansion. Management's 20% YoY profitability growth guidance provides a clear multi-year outlook.