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NSE:DIGISPICE

DIGISPICE TECHNOLOGIES LT

₹15.59
at close · 27 Oct 2026
▲ 1.49 (+10.57%)

Latest filings

  1. Spice Money gets RBI in-principle payment aggregator approval · Regulatory & Legal
  2. RTA submits quarterly dematerialization certificate to exchanges · Compliance
  3. Trading window closure from October 1 for Q2 results · Compliance
All filings ↓
Ask Nexa about DIGISPICE TECHNOLOGIES LT

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Runs a fintech platform under the Spice Money brand, currently being merged into the listed entity. A network of 1.7 million banking agents serves 170 million customers across 2.57 lakh small towns, offering banking correspondent services (AEPS, UPI, BBPS), cash withdrawal via UPI Cash Point, lending, insurance and credit cards. All FY26 revenue of INR 464.6 crore came from Financial Technology Services, with segment EBIT of INR 42.8 crore. AEPS is the core product, with FY26 gross transaction value of INR 59,000 crore and an 18.4% market share. UPI Cash Point, launched in March 2026, reached INR 100 crore monthly run rate with 30-35% market share within weeks. Credit disbursements grew 3.3x to INR 66.7 crore in FY26. The cost base is dominated by other operating expenses at 68.8% of revenue and employee costs at 23.3%; materials are negligible at 3.3%.

Operating scale
Banking agents
1.7 millionFY26
Customers served
170 millionFY26
Small towns covered
2.57 lakhFY26
Total GTV
INR 127,900 croreFY26
AEPS gross transaction value
INR 59,000 croreFY26
AEPS market share
18.4%FY26
Who pays it
170 million end customers in rural and semi-urban India, served through 1.7 million banking agents and digital channels
Biggest cost
Other operating expenses at 68.8% of revenue, followed by employee costs at 23.3%; raw materials negligible at 3.3%
Kind of business
Asset-light, phygital fintech platform focused on rural financial inclusion
Where it sits
1.7M-agent AEPS network with 18.4% market share; early leader in newly launched UPI Cash Point at 30-35% share
Market Cap
₹363 Cr
P / E (TTM)
19.5×
EV / EBITDA
5.5×
Div Yield
—
Growth
-8.2%▼
Revenue 5y CAGR
PAT +28.1% · EBITDA +1.9%
Quality
5.5%·
ROCE (5y median)
ROE 2.6% (5y median) · margin 8.8%
Leverage
0.35·
Debt / Equity · low
Net cash ₹133 Cr
Revenue FY21→FY26
0.7×▼
Margin +3.4 pts
₹712 Cr → ₹465 Cr
Moves on a normal day
1.09%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves

Scorecard

Measured from the filed financials · as of FY26 — not investment advice

Strengths
Profit compounding 28% a year over 5 years
Debt at 0.35× equity
Concerns
Revenue shrinking over 5 years (−8% a year)
Returns on capital 5.5% (5-year median)
up from 5.9% in FY21
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

DIGISPICE · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from DIGISPICE TECHNOLOGIES LT's filed financials and exchange disclosures

What does DIGISPICE TECHNOLOGIES LT do?

DIGISPICE TECHNOLOGIES LT is listed on NSE and BSE, trading under the symbol DIGISPICE.

Is DIGISPICE TECHNOLOGIES LT profitable?

Yes. Over the trailing twelve months DIGISPICE TECHNOLOGIES LT reported a net profit of ₹19 Cr on revenue of ₹449 Cr.

Does DIGISPICE TECHNOLOGIES LT pay a dividend?

Not in the latest reported year — DIGISPICE TECHNOLOGIES LT's dividend payout for FY26 was nil.

Is DIGISPICE TECHNOLOGIES LT debt-free?

On a net basis, yes. It reported borrowings of ₹82 Cr on its 31 Mar 2026 balance sheet, but holds ₹133 Cr more cash than debt.

How much does the DIGISPICE TECHNOLOGIES LT share price move in a day?

On a typical session DIGISPICE TECHNOLOGIES LT moves 1.09% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track DIGISPICE TECHNOLOGIES LT's announcements?

Every NSE and BSE filing by DIGISPICE TECHNOLOGIES LT appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.