DiGiSPICE Technologies Limited has informed the Exchange about Presentation
DIGISPICE · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
DiGiSPICE Technologies, a fintech serving rural Bharat via its Spice Money platform, reported strong FY'26 results. PAT from continuing operations jumped 4x to ₹25.4 Cr vs ₹6.5 Cr in FY'25, while overall PAT came in at ₹19.3 Cr (vs ₹0.2 Cr prior year). Revenue grew 4% to ₹464.7 Cr, with gross margin improving 13% to ₹201.2 Cr and gross margin percentage rising to 43.3% (from 39.7% in FY'25). EBITDA surged 6.8x to ₹20.8 Cr. The company serves 16.6 lakh+ agents across 2.57 lakh small towns and 170 mn+ customers. AEPS GTV stood at ₹59,405 Cr (15.9% growth) with market share of 18.41%. Credit business is nearing breakeven. A merger application with Spice Money is before NCLT pending shareholder approval. The company launched insurance products and FD-backed credit cards in the year, with 5+ more insurance products and savings/investment products in the pipeline.
DiGiSPICE's 4x PAT growth and margin expansion reflect improving unit economics in its agent-led distribution model. The path to credit profitability and new product launches (insurance, credit cards, savings products) signal diversified revenue streams beyond payment commissions, which could re-rate the stock if execution continues.