Home First Finance Company India Limited has informed the Exchange about Investor Presentation
HOMEFIRST · price
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Awaiting price reaction for this filing.
Home First Finance reported strong Q2 FY26 results with Assets Under Management (AUM) of ₹14,178 crore, up 26.3% year-on-year and 5.2% quarter-on-quarter. Profit After Tax rose to ₹132 crore, a 43% jump year-on-year and 11% quarter-on-quarter, with Return on Assets improving to 3.8% and Return on Equity at 13.4% reported (16.7% pre-money adjusted for the recent QIP). The net interest spread expanded 20 basis points to 5.3%, supported by a 30 basis point reduction in cost of borrowings through proactive liability management. Asset quality remained stable with GNPA at 1.9% (up 10 bps QoQ) and credit cost guidance reiterated at 30-40 basis points. The company added 5 new branches (now 163 across 143 districts), has a liquidity buffer of ₹4,280 crore, and secured ₹280 crore from IFC plus a $75 million DFC loan for women borrowers.
Strong AUM growth, expanding spreads, and 43% profit growth signal healthy business momentum for shareholders, while the recent QIP of ₹1,250 crore strengthens the capital base to support further growth. Stable asset quality within guided bands and a robust liquidity position should be viewed positively by the market.