What the business is, and whether it's a good one at a fair price.
Provides home loans to the affordable housing segment in India and earns the spread between its lending rate and cost of borrowing. Operates a branch-led network of 171 branches and 373 touch points with 1,855 employees, sourcing customers through branches and a developer-led model piloted in Mumbai and Pune. Loan book (AUM) stood at INR15,878 crore at end-FY26 and rose to INR16,938 crore by Q1 FY27, with quarterly disbursements of INR1,572 crore in Q4 FY26 and INR1,628 crore in Q1 FY27. Portfolio yield was 13.2% against a 7.9% cost of borrowing, producing a spread of 5.3% and a net interest margin of 5.9% in Q4 FY26. Asset quality has tightened, with Stage 3 (gross NPA) at 1.8% of book and 1+ days-past-due at 4.7%. Also runs a co-lending arrangement with bank partners, with its own co-lending disbursements doubling YoY to INR307 crore in FY26. The main cost lines are interest expense on borrowings and employee costs, with employee cost at 13% of revenue and operating cost-to-assets guided at 2.6-2.7%.
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from HOME FIRST FIN CO IND LTD's filed financials and exchange disclosures
HOME FIRST FIN CO IND LTD is a Finance company listed on NSE and BSE, trading under the symbol HOMEFIRST.
Yes. Over the trailing twelve months HOME FIRST FIN CO IND LTD reported a net profit of ₹581 Cr on revenue of ₹1,999 Cr.
Yes. The dividend yield is 0.31% at the current price. It paid out 7% of its profit as dividend in FY26.
Effectively yes. It holds ₹449 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, HOME FIRST FIN CO IND LTD ranks 13 of 17 in Housing Finance Company — cheaper than 25% of them, against an industry median of 13.3×. This is a position, not a valuation judgement.
On a typical session HOME FIRST FIN CO IND LTD moves 1.17% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by HOME FIRST FIN CO IND LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
