Home First Finance Company India Limited has informed the Exchange about Investor Presentation
HOMEFIRST · price
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Home First Finance reported strong Q4FY26 and FY26 results with AUM growing 24.9% YoY to ₹1,58,777 Mn (₹15,878 crore). Q4 PAT surged 42.7% YoY to ₹1,494 Mn while FY26 PAT reached ₹5,404 Mn, up 41.4%. Disbursements hit an all-time high of ₹1,572 crore in Q4, growing 23.5% YoY. Asset quality improved materially with GNPA declining 20bps QoQ to 1.8%, while credit cost remained steady at 40bps. The company expanded to 171 branches and 373 touchpoints during FY26. Return ratios were robust with ROA at 4.1% and pre-money ROE at 17.5% for Q4. The management guided for approximately 25% YoY AUM growth in FY27 driven by continued distribution expansion and technology integration.
The company delivered strong profitability growth with improving asset quality, positioning it well for continued expansion. The ~25% AUM growth guidance for FY27 suggests management confidence in sustaining growth momentum while maintaining disciplined risk governance.