HOMEFIRSTBSEHome First Finance Company India LtdMediumNeutral
Announced Wed, 24 Jun · 22:05 IST

Home First FY26 AGM: AUM up 25 percent to Rs 15,878 cr, PAT jumps 41 percent

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

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Price reaction · full curve 14 horizons · vs prior close
+0.5%1-day move
₹1168.00
prior close
₹1170.00
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AI summary

At Home First Finances 17th AGM on June 24, 2026, MD and CEO Manoj Viswanathan shared FY26 results. AUM grew 24.9 percent YoY to Rs 15,878 cr. Disbursements rose 23.5 percent to Rs 5,424 cr. PAT jumped 41.4 percent to Rs 540 cr. Spread improved 10 bps to 5.3 percent, ROA rose 40 bps to 3.9 percent, ROE 15.7 percent. GNPA fell 80 bps to 1.8 percent. Cost of borrowing declined from 8.4 to 8.1 percent. Net worth Rs 4,357 cr. Raised Rs 4,789 cr in FY26. Holds AA rating with 31 lenders and zero commercial paper exposure.

Likely market impact

Strong growth with margin expansion, lower cost of borrowings, and improved asset quality. Net worth and AA rating support further scaling. Positive for shareholders.