ICICI Bank Q4-FY26 earnings call: PAT above Rs 50,000 cr, dividend Rs 12/share

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ICICIBANK · price

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AI summary

ICICI Bank reported Q4-FY26 results: net interest income up 8.4% YoY to Rs 22,979 cr, NIM at 4.32% (vs 4.30% QoQ), core operating profit up 5.1% to Rs 18,305 cr, and PAT up 8.5% to Rs 13,702 cr. Full-year PAT crossed Rs 50,000 cr (up 6.2%). Loan portfolio grew 15.8% YoY, deposits 11.4%. Net NPA improved to 0.33% from 0.37% QoQ, with provisions at just Rs 96 cr. Board declared Rs 12/share dividend. Management expects NIMs to be range-bound in FY27 and continues to monitor West-Asia conflict impact, but says it's too early to call out any stress.

Likely market impact

Strong FY26 close with record profit and healthy asset quality, but guidance is cautious due to West-Asia uncertainty. Dividend of Rs 12/share is positive for shareholders.