What the business is, and whether it's a good one at a fair price.
A private sector commercial bank that takes deposits and lends across retail, rural, business banking and wholesale/corporate segments, alongside proprietary treasury operations and life and general insurance subsidiaries. For the nine months ended December 31, 2024, Retail Banking contributed 32.4% of segment revenue, followed by Treasury at 28.1%, Wholesale Banking at 17.1%, Life Insurance at 11.4% and General Insurance at 5.4%. In Q1 FY27, the loan book grew 19.6% year-on-year to Rs 16.31 trillion — corporate +18.5%, rural +35.4%, business banking +28.2%, retail +12% — with net interest income up 12.7% to Rs 24,384 crore on a 4.36% net interest margin, fee income up 23.5% to Rs 7,286 crore, and net NPA at 0.35% supported by a Rs 13,100 crore contingency buffer. Capital ratios stood at CET-1 16.19% and CRAR 16.84%. The bank priced a USD 1 billion five-year offshore bond at 5.459% in July 2026 under its USD 7.5 billion Global Medium Term Note programme. The bank funds itself through deposits at a cost of 4.41% in Q1 FY27, alongside offshore borrowings and equity. Customers span retail depositors and borrowers, rural and small-business borrowers, and large Indian corporates, with insurance flows routed through related subsidiaries ICICI Prudential Life and ICICI Lombard.
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from ICICI BANK LTD.'s filed financials and exchange disclosures
ICICI BANK LTD. is a Banks company listed on NSE and BSE, trading under the symbol ICICIBANK.
Yes. Over the trailing twelve months ICICI BANK LTD. reported a net profit of ₹59,489 Cr.
Yes. The dividend yield is 0.79% at the current price. It paid out 14% of its profit as dividend in FY26.
No..
On trailing P/E, ICICI BANK LTD. ranks 14 of 20 in Private Sector Bank — cheaper than 32% of them, against an industry median of 12.4×. This is a position, not a valuation judgement.
On a typical session ICICI BANK LTD. moves 0.73% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by ICICI BANK LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
