Announced Tue, 13 Jan · 13:43 IST

ICICI Prudential Life Insurance Company Limited has informed the Exchange about Investor Presentation

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

ICICIPRULI · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

ICICI Prudential Life Insurance shared its investor presentation for the nine months ended December 2025 (9M-FY2026). Annualised Premium Equivalent (APE) stood at ₹68.11 bn, down 1.4% YoY but on a 2-year CAGR of 12%. Total premium grew 4.2% to ₹334.77 bn, while Retail Sum Assived jumped 29.5% to ₹2,956 bn. Value of New Business (VNB) rose 5.7% to ₹16.64 bn with VNB margin expanding to 24.4% from 22.8%. Profit after tax grew 23.5% to ₹9.92 bn. Assets under management crossed ₹3.31 trillion. Solvency ratio remained strong at 214.8%, with zero NPAs since inception. Cost-to-premium ratio improved to 19.3% (from 19.8%), and the company re-raised ₹12 bn of sub-debt in November 2025.

Likely market impact

Margin expansion (VNB margin up 160 bps) and strong PAT growth of 23.5% are positives, but the slight dip in APE growth (-1.4% YoY) and RWRP (-3.8% YoY) signal near-term softness in new business volumes. Overall, the numbers reflect healthy profitability and a resilient balance sheet, likely to be viewed positively by investors.