What the business is, and whether it's a good one at a fair price.
Sells life insurance and savings products to Indian retail and group customers across protection, linked, non-par savings, and par segments. Premium income comes through five distribution channels: agency, direct, bancassurance, partnership distribution, and group business. In Q1 FY27, Annualised Premium Equivalent (APE) was ₹21.36 billion; retail protection APE jumped 60.4% year-on-year while non-par savings APE fell 9.5%, shifting the product mix toward protection (savings share moderated from 78.1% to 72.1%). Value of new business (VNB) was ₹5.71 billion at a 26.7% margin, reflecting the protection tilt and cost discipline (savings cost-to-premium ratio improved to 13.6%). Investment income is earned on an assets-under-management base of ₹3.34 trillion with no NPAs since inception. Solvency stood at 225.4% against the 150% required, claim settlement ratio at 99.3% with a 1-day turnaround, and 13th month persistency at 84%. Total cost-to-premium ratio was 21.8%.
Measured from the filed financials, judged against its Insurance peers · as of FY26 — not investment advice
Not enough history to assess.How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from ICICI PRU LIFE INS CO LTD's filed financials and exchange disclosures
ICICI PRU LIFE INS CO LTD is a Insurance company listed on NSE and BSE, trading under the symbol ICICIPRULI.
Yes. Over the trailing twelve months ICICI PRU LIFE INS CO LTD reported a net profit of ₹1,608 Cr.
Yes. It paid out 20% of its profit as dividend in FY26.
No..
On a typical session ICICI PRU LIFE INS CO LTD moves 0.83% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by ICICI PRU LIFE INS CO LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
