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NSE:ICICILIFE

ICICI LIFE INSURANCE LTD

Financial Services › Insurance·NIFTY 500NIFTY LARGEMIDCAP 250NIFTY MIDCAP 150NIFTY MIDSMALLCAP 400+6
₹409.55
at close · 27 Oct 2026
▼ 3.80 (-0.92%)

Latest filings

  1. 200 equity shares allotted under employee stock option plan · Capital Market Events
  2. Allotment of 2,697 equity shares under ESU Scheme 2023 · Capital Market Events
  3. ICICI Life H1-FY27: VNB up 22% to about Rs 12.83bn, margin 26%, new CEO takes over · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Sells life insurance and savings products to Indian retail and group customers across protection, linked, non-par savings, and par segments. Premium income comes through five distribution channels: agency, direct, bancassurance, partnership distribution, and group business. In Q1 FY27, Annualised Premium Equivalent (APE) was ₹21.36 billion; retail protection APE jumped 60.4% year-on-year while non-par savings APE fell 9.5%, shifting the product mix toward protection (savings share moderated from 78.1% to 72.1%). Value of new business (VNB) was ₹5.71 billion at a 26.7% margin, reflecting the protection tilt and cost discipline (savings cost-to-premium ratio improved to 13.6%). Investment income is earned on an assets-under-management base of ₹3.34 trillion with no NPAs since inception. Solvency stood at 225.4% against the 150% required, claim settlement ratio at 99.3% with a 1-day turnaround, and 13th month persistency at 84%. Total cost-to-premium ratio was 21.8%.

Revenue mix · reported segments
Savings (linked, non-par, par)72.1%
Group business22.9%
Partnership distribution14.6%
Operating scale
Assets under management
₹3.34 trillionQ1 FY27
New business sum assured
₹4.90 trillionQ1 FY27
Annualised Premium Equivalent (APE)
₹21.36 billionQ1 FY27
Solvency ratio
225.4%Q1 FY27
Claim settlement ratio
99.3%Q1 FY27
13th month persistency
84%Q1 FY27
Who pays it
Indian retail policyholders buying protection and savings plans, and corporate/financial-institution group clients buying group life and credit-life covers
Biggest cost
Distribution commissions and operating expenses, captured in the 21.8% total cost-to-premium ratio
Kind of business
Long-duration liability-driven life insurer earning premium income and investment returns on the policyholder float
Where it sits
Held 11.8% market share in new business sum assured in Q1 FY27, with an embedded value of ₹529.89 billion and RoEV of 11.9%
Market Cap
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P / E (TTM)
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EV / EBITDA
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ROCE (FY26)
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Leverage
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Debt / Equity · not read for a lender
Moves on a normal day
0.89%·
Median daily move
Last 268 sessions · the yardstick for filing-day moves
Where it sits among 12 Insurance peersBar = share of peers beaten · tick = industry median · latest reported figures
Profit growth#3/12

Scorecard

Measured from the filed financials, judged against its Insurance peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

ICICILIFE · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from ICICI LIFE INSURANCE LTD's filed financials and exchange disclosures

What does ICICI LIFE INSURANCE LTD do?

ICICI LIFE INSURANCE LTD is a Insurance company listed on NSE and BSE, trading under the symbol ICICILIFE.

Is ICICI LIFE INSURANCE LTD profitable?

Yes. Over the trailing twelve months ICICI LIFE INSURANCE LTD reported a net profit of ₹1,608 Cr.

Does ICICI LIFE INSURANCE LTD pay a dividend?

Yes. It paid out 20% of its profit as dividend in FY26.

How much does the ICICI LIFE INSURANCE LTD share price move in a day?

On a typical session ICICI LIFE INSURANCE LTD moves 0.89% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.

Where can I track ICICI LIFE INSURANCE LTD's announcements?

Every NSE and BSE filing by ICICI LIFE INSURANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.