ICICI Prudential Life Insurance Company Limited has informed the Exchange about Investor Presentation
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ICICI Prudential Life Insurance shared its monthly investor presentation for June 2025, detailing FY2025 results and Q1-FY2026 trends. For FY2025, Annualised Premium Equivalent (APE) grew 15% YoY to ₹104.07 bn and Profit After Tax surged 39.6% to ₹11.89 bn, but Value of New Business (VNB) margin contracted from 24.6% to 22.8% due to changes in new business profile and operating assumptions. Embedded Value stood at ₹479.51 bn (13.3% YoY) with ROEV of 13.1%, and solvency ratio remained strong at 212.2%. The protection and annuity segments stood out, with retail protection sum assured growing 37% to ₹3,324 bn and annuity APE posting a 31.4% two-year CAGR. However, June 2025 monthly data showed retail weakness, with RWRP down 10.1% and APE down 5.2% YoY, continuing the softness seen in April and May.
The presentation highlights solid FY2025 topline and bottomline growth but signals margin pressure as VNB margin slipped 180 bps, which could concern investors focused on profitability metrics. The negative YoY trend in retail premiums through Q1-FY2026 may weigh on near-term sentiment, though strong protection and annuity momentum and a robust solvency position provide comfort.