ICICI Prudential Life Insurance Company Limited has informed the Exchange about Investor Presentation
ICICIPRULI · price
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ICICI Prudential Life Insurance has shared its monthly investor presentation with the exchanges for May 2025. For FY2025, the company reported APE of ₹104.07 billion (+15% YoY), VNB of ₹23.70 billion (+6.4%), and profit after tax of ₹11.89 billion (+39.6%). VNB margin contracted to 22.8% from 24.6% in FY2024, driven by negative impacts from new business profile and operating assumption changes. However, May 2025 monthly numbers showed weakness, with RWRP declining 14.2% YoY to ₹4.65 billion and APE down 4.5% YoY to ₹6.73 billion. For the first two months of FY2026, RWRP is down 14.8% and Retail APE is down 10.1% YoY. Embedded Value grew 13.3% to ₹479.51 billion, AUM crossed ₹3.09 trillion, solvency ratio remained strong at 212.2%, and claim settlement ratio was 99.3%.
The strong FY2025 full-year results and improving persistency (13M at 89.1%) are positives, but the sharp decline in May 2025 and 2M-FY2026 retail premiums signals early growth headwinds. The contraction in VNB margin and negative monthly trends could weigh on investor sentiment and near-term stock performance.