IDFC First Bank Q1 FY27: PAT crosses Rs 1,075 Cr, up 132% YoY

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

IDFCFIRSTB · price

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AI summary

IDFC First Bank Q1 FY27: loan assets up 21% YoY at Rs 3.05 lakh crore, deposits up 18% at Rs 3.12 lakh crore. CASA ratio rose to 50.8%. NIM held at 5.96%, GNPA improved to 1.51% from 1.97%. Core operating profit up 36% YoY to Rs 2,371 crore. PAT crossed Rs 1,000 crore mark for the first time at Rs 1,075 crore, up 132% YoY. RoA at 1.06%, CRAR 15.05%. Bank created Rs 515 crore contingency provision for macro risks.

Likely market impact

Strong quarter with record PAT, improving asset quality, healthy capital and guided multi-year cost to income reduction targets signal positive momentum.