IDFC FIRST BANK LIMITED
Latest filings
- IDFC FIRST Bank publishes Q2 FY27 earnings call recording · Investor Communications
- Board plans chair succession, executive re-appointment and director exit · Management Changes
- Q2 FY27 profit after tax rises 196.5% despite lower net interest margin · Investor Communications
Snapshot
What the business is, and whether it's a good one at a fair price.
Operates as a private sector commercial bank earning revenue from four reporting segments — Retail Banking (56.8% of segment revenue), Treasury (31.0%), Wholesale Banking (10.8%) and Other Banking Business (1.2%) — through interest earned on loans and investments, transaction fees and allied charges. Retail Banking houses the bank's mass-retail deposits and lending products such as home loans, vehicle finance, personal loans and microfinance; Treasury books government securities and other fixed-income investments; Wholesale Banking serves corporate and commercial clients; and Other Banking Business captures the remaining fee-based and ancillary lines. The running loan book stands at Rs 3.05 lakh crore (up 20.6% YoY), customer deposits at Rs 3 lakh crore (up 16.6% YoY) and total deposits at Rs 3.12 lakh crore, with a CASA ratio of 50.8% — CASA deposits alone at Rs 1.59 lakh crore. Net interest margin is 5.96% (5.90% adjusted) and the credit-deposit ratio sits at 95.5%. Asset quality has improved, with gross NPA at 1.51%, net NPA at 0.44% and a slippage ratio of 2.49%; credit cost for the quarter was 153 bps. Funding cost — the interest paid on deposits and borrowings — is the principal input cost, alongside operating expenses and provisioning for bad loans; the bank carried a voluntary Rs 515 crore contingency provision in the quarter against macro and geopolitical risks. Capital adequacy (CRAR) is 15.05% with CET1 at 13.33%, and average LCR around 116%.
Scorecard
Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice
Strengths
Concerns
Charts
How has the market priced it — with filings on the timeline?
IDFCFIRSTB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from IDFC FIRST BANK LIMITED's filed financials and exchange disclosures
What does IDFC FIRST BANK LIMITED do?
IDFC FIRST BANK LIMITED is a Banks company listed on NSE and BSE, trading under the symbol IDFCFIRSTB.
Is IDFC FIRST BANK LIMITED profitable?
Yes. Over the trailing twelve months IDFC FIRST BANK LIMITED reported a net profit of ₹2,305 Cr.
Does IDFC FIRST BANK LIMITED pay a dividend?
Yes. The dividend yield is 0.47% at the current price. It paid out 18% of its profit as dividend in FY26.
Is IDFC FIRST BANK LIMITED expensive compared with its peers?
On trailing P/E, IDFC FIRST BANK LIMITED ranks 19 of 20 in Private Sector Bank — cheaper than 5% of them, against an industry median of 12.3×. This is a position, not a valuation judgement.
How much does the IDFC FIRST BANK LIMITED share price move in a day?
On a typical session IDFC FIRST BANK LIMITED moves 0.95% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track IDFC FIRST BANK LIMITED's announcements?
Every NSE and BSE filing by IDFC FIRST BANK LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.