Please find attached herewith Audited Financial Results for the Last Quarter and Financial year ended March 31, 2025, along with the Auditors'' report thereon. You are requested to take ....
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
India Home Loan Ltd reported audited results for FY25 with revenue from operations of ₹1,360.17 lakhs vs ₹1,201.83 lakhs in FY24, a growth of about 13%. The company swung to a net profit of ₹27.28 lakhs in FY25 compared to a loss of ₹344.46 lakhs in FY24. Q4 FY25 revenue rose sharply to ₹372.58 lakhs vs ₹232.79 lakhs in Q4 FY24. However, the auditor flagged an Emphasis of Matter stating that the going concern view of the company is 'now marginally existing.' Assets under Management shrunk to ₹4,961 lakhs from ₹5,608 lakhs in the previous quarter, and a ₹20 crore Non-Convertible Debenture (NCD) issue remains largely outstanding with the company in talks with bankers for restructuring. Gross NPA stood at 3.22% and Net NPA at 2.31% with 100% provision coverage. Debt-to-Equity ratio is 1.28 and Total Debts to Total Assets is 49.43%.
While the company returned to profitability and revenue improved, the auditor's going concern caution, shrinking loan book, and pending NCD restructuring raise serious concerns about long-term financial sustainability. Shareholders should treat this as a high-risk situation despite the headline profit.