What the business is, and whether it's a good one at a fair price.
Lends against housing, with the management's background in affordable housing finance. Revenue is earned mainly from interest on the housing loan book. For FY26, total income was ₹1,481.23 lakh, against finance costs of ₹727.59 lakh — interest on borrowed funds being the dominant cost, well above employee costs (21.6% of revenue) and other opex (26.7%). Net profit fell to ₹9.64 lakh (EPS ₹0.07), with assets under management of ₹4,867 lakh at year-end. Asset quality stands at Gross NPA of 2.69% and Net NPA of 1.93%. The company carries an IVR D credit rating from Infomerics on bank loan facilities of Rs. 39.92 crore and NCDs of Rs. 16.95 crore, and has filed defaults on debt obligations including 200 NCDs with current outstanding of Rs. 24.03 crore.
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from INDIA HOME LOAN LTD.'s filed financials and exchange disclosures
INDIA HOME LOAN LTD. is a Finance company listed on BSE.
Yes. Over the trailing twelve months INDIA HOME LOAN LTD. reported a net profit of ₹0 Cr on revenue of ₹13 Cr.
Not in the latest reported year — INDIA HOME LOAN LTD.'s dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, INDIA HOME LOAN LTD. ranks 17 of 17 in Housing Finance Company — cheaper than 0% of them, against an industry median of 13.3×. This is a position, not a valuation judgement.
On a typical session INDIA HOME LOAN LTD. moves 1.40% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by INDIA HOME LOAN LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
