BSEIndia Home Loan LtdHighNeutral
Announced Sat, 30 May · 18:17 IST

We wish to inform you that the Board of Directors of the Company, at its meeting held today, i.e., May 30, 2026, has, inter alia, considered and approved the Audited Financial Results (Ind-AS) ....

Emphasis Of MatterPat NegativeResults View source PDF

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AI summary

India Home Loan Ltd reported audited financial results for FY2025-26. Total income increased 8.7% to ₹1,481.23 Lakhs from ₹1,368.84 Lakhs. However, net profit after tax declined sharply by 65% to ₹9.64 Lakhs from ₹27.28 Lakhs in the previous year. EPS dropped to ₹0.07 from ₹0.19. Operating margin is very thin at 0.91% and net profit margin at just 0.11%. Finance costs decreased to ₹727.59 Lakhs from ₹767.89 Lakhs. The statutory auditor issued an unmodified opinion but included an 'Emphasis of Matter' noting that while the going-concern view is improving, revenue needs to be further increased. Asset quality shows Gross NPA of 2.69% and Net NPA of 1.93% with 100% provision coverage.

Likely market impact

The sharp 65% decline in net profit despite modest revenue growth signals significant operational stress. The extremely low profit margins and auditor's emphasis on revenue improvement suggest underlying business challenges. Shareholders should monitor whether the company can restore profitability in coming quarters.