India Shelter Finance Corporation Limited has informed the Exchange regarding a press release dated August 07, 2025, titled " "Investor Press Release on the Financial and Operational Performance of the Company for the quarter ended June 30, 2025".".
INDIASHLTR · price
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India Shelter Finance Corporation reported strong Q1FY26 results with Assets Under Management (AUM) of Rs. 8,712 Crs, up 34% year-on-year. Disbursements grew 24% YoY to Rs. 887 Crs, though they dipped 5% compared to the previous quarter. Profit After Tax jumped 43% YoY to Rs. 119 Crs, while RoE reached 17.2% for the first time since the December 2023 IPO. The company expanded its branch network by 24 new branches to a total of 290 branches across 15 states. Spreads widened to 6.4% (up 30bps YoY) as cost of funds declined 10bps to 8.6%. Asset quality remained stable with Gross Stage 3 ratio at 1.2% and credit cost at 0.5%.
Strong double-digit AUM growth, improving profitability ratios, and expanding spreads signal healthy business momentum for shareholders. However, the slight QoQ dip in disbursements is a minor watchpoint; overall, the results reinforce the company's position in the affordable housing finance segment and should support positive investor sentiment.