What the business is, and whether it's a good one at a fair price.
Lends for housing to retail customers, with all revenue from a single Housing Finance segment. Over 70% of the book is directed to Economically Weaker Section (EWS) and Low Income Group (LIG) customers in Tier 2 and Tier 3 cities. The marginal cost of funds is 7.9% and bucket cost of funds is 8.2%, keeping the spread above 6% guidance. Asset quality is reported at Gross Stage-3 of 1.2%, Net Stage-3 at 0.9% and 30+ days past due at 4%, with credit cost guided at 40-50 bps. Funding is drawn from bank facilities carrying an AA- stable rating (limit of Rs 2,500 crore) and from non-convertible debentures, including a recent Rs 75 crore issue at an 8.10% coupon. Employee cost accounts for 19.5% of revenue and other operating expenses 5.2%.
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from INDIA SHELTER FIN CORP L's filed financials and exchange disclosures
INDIA SHELTER FIN CORP L is a Finance company listed on NSE and BSE, trading under the symbol INDIASHLTR.
Yes. Over the trailing twelve months INDIA SHELTER FIN CORP L reported a net profit of ₹503 Cr on revenue of ₹1,528 Cr.
Yes. The dividend yield is 0.76% at the current price. It paid out 11% of its profit as dividend in FY26.
Effectively yes. It holds ₹129 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, INDIA SHELTER FIN CORP L ranks 10 of 17 in Housing Finance Company — cheaper than 44% of them, against an industry median of 13.3×. This is a position, not a valuation judgement.
On a typical session INDIA SHELTER FIN CORP L moves 1.00% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by INDIA SHELTER FIN CORP L appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
