Announced Tue, 4 Nov · 16:26 IST

India Shelter Finance Corporation Limited has submitted to the Exchange, the financial results for the period ended September 30, 2025.

Revenue Growth 20pctPat Growth 25pctNegative Operating CashflowResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

India Shelter Finance Corporation has submitted its unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2025. Total revenue from operations grew about 28% year-on-year in Q2 FY26 to roughly ₹3,609 crore, while H1 FY26 revenue rose about 39% YoY to ₹7,408 crore. Profit after tax for H1 FY26 stood at ₹241 crore, up around 39% YoY from ₹173 crore in H1 FY25, translating to a basic EPS of ₹22.32. The loan book expanded to ₹7,634 crore as of September 30, 2025, up from ₹6,859 crore at March-end 2025. Asset quality remained healthy with Gross NPA at 1.25% and Net NPA at 0.94%, the debt-to-equity ratio was 1.89 times, and a 110% security cover was maintained on listed non-convertible debentures. The board also approved voluntary liquidation of its wholly-owned subsidiary India Shelter Capital Finance Limited, which has no active business and contributed just 0.09% of turnover, with no material impact on consolidated financials. The statutory auditor S.R. Batliboi & Associates LLP issued an unmodified limited review report.

Likely market impact

Strong double-digit growth in revenue and profit, along with steady asset quality, signals healthy business momentum and a growing loan portfolio that should be positive for shareholders. The subsidiary liquidation is purely housekeeping with no impact on consolidated numbers, so investors need not worry about it.