Business Responsibility and sustainability Report of the Bank for FY 2025-26
INDIANB · price
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Indian Bank has filed its BRSR for FY 2025-26, a comprehensive ESG disclosure covering governance, social, and environmental dimensions. The bank operates 6,568 branches/offices pan-India with 3 international branches and 1 IBU in GIFT City. Total employees stand at 40,928 with 30.35% women; the board has 18.18% women and senior management 20%. CSR expenditure was ₹2,151.63 lakh focused on financial literacy, health, and environment. The bank has an ESG score of 87/100, is a member of PCAF (Partnership for Carbon Accounting Financials), and has established a dedicated Green Cell under the CRO. Scope 1, 2, and partial Scope 3 emissions have been estimated. Climate risk stress testing and scenario analysis have been conducted. RBI imposed penalties totaling ₹1.77 crore during FY26 for various compliance lapses. The bank uses an ESG scorecard in credit appraisal and has implemented a Climate Risk Management Policy and Green Building policy. Assurance provider: FAP Solutions.
The BRSR demonstrates Indian Bank's growing ESG integration across lending and operations. The strong ESG score of 87/100 and climate risk management framework signal proactive risk management. However, RBI penalties (₹1.77 crore total) highlight compliance gaps requiring attention. The high women participation in workforce (30.35%) and board diversity metrics are positive governance indicators.