Companies›Financial Services›Financial Services›Banks
NSE:INDIANB

INDIAN BANK

Financial Services › Banks·NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250NIFTY MIDCAP 100+9
₹835.90
at close · 28 Oct 2026
▼ 4.10 (-0.49%)

Latest filings

  1. Indian Bank confirms annual interest payment on infrastructure bonds · Compliance
  2. Indian Bank appoints government nominee director Manasa Gangotri Kata · Management Changes
  3. Manasa Gangotri Kata replaces Samir Kumar on Indian Bank board · Management Changes
All filings ↓
Ask Nexa about INDIAN BANK

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A public sector commercial bank generating segment revenue from Retail Banking (40.2% of FY26 segment revenue), Corporate/Wholesale Banking (33.5%), Treasury Operations (24.0%) and Other Banking Operations (2.4%). Retail Banking serves individuals, MSMEs and agricultural borrowers with loans such as home, vehicle, personal, jewel and MSME advances, with RAM accounting for 66% of the loan book. Corporate/Wholesale Banking extends credit to larger companies and institutions, while Treasury Operations invests surplus funds in government and other bonds to earn interest and trading income. Other Banking Operations covers fee-based and ancillary banking services. In Q1 FY27, total business stood at Rs 15.28 lakh crore, gross advances at Rs 6.85 lakh crore and total deposits at Rs 8.45 lakh crore. Net Interest Margin was 3.29% (domestic 3.41%), Gross NPA was 1.86%, Net NPA 0.15% and Provision Coverage Ratio 98.22%. Capital adequacy was comfortable with CAR at 17.58% and CET1 at 16.51%.

Revenue mix · reported segments
RETAIL BANKING40.2%
CORPORATE / WHOLESALE BANKING33.5%
TREASURY OPERATIONS24.0%
OTHER BANKING OPERATIONS2.4%
Operating scale
Total business
Rs 15.28 lakh croreQ1 FY27
Mobile banking customers
2.36 croreFY26
Digital business
Rs 2,72,000 croreFY26
Jewel loan portfolio
Rs 1.27 lakh croreFY26
Bulk deposits
Rs 1.61 lakh croreQ1 FY27
Domestic CASA ratio
39.67%FY26
Who pays it
Retail individuals, MSMEs, agricultural borrowers and large corporate/wholesale clients
Biggest cost
Interest paid on deposits (CASA and bulk) is the bank's largest input cost
Kind of business
Public sector commercial bank, asset-heavy, sensitive to interest rate cycles
Where it sits
Public sector bank listed on NSE and BSE with total business of Rs 15.28 lakh crore
Market Cap
₹1.13 L Cr
P / E (TTM)
8.8×
EV / EBITDA
—
Div Yield
1.94%
Growth
—·
Revenue 5y CAGR
PAT +30.6% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.03%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 11 Public Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#8/12
Profit growth#5/12

Scorecard

Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 31% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

INDIANB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from INDIAN BANK's filed financials and exchange disclosures

What does INDIAN BANK do?

INDIAN BANK is a Banks company listed on NSE and BSE, trading under the symbol INDIANB.

Is INDIAN BANK profitable?

Yes. Over the trailing twelve months INDIAN BANK reported a net profit of ₹12,541 Cr.

Does INDIAN BANK pay a dividend?

Yes. The dividend yield is 1.94% at the current price. It paid out 19% of its profit as dividend in FY26.

Is INDIAN BANK expensive compared with its peers?

On trailing P/E, INDIAN BANK ranks 8 of 12 in Public Sector Bank — cheaper than 36% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.

How much does the INDIAN BANK share price move in a day?

On a typical session INDIAN BANK moves 1.03% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track INDIAN BANK's announcements?

Every NSE and BSE filing by INDIAN BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.