Indian Bank has informed the Exchange about Investor Presentation
INDIANB · price
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Indian Bank shared its Q4 FY25 and full-year FY25 investor presentation with the exchanges. Total business grew 8.5% YoY to ₹13.25 lakh crore, with deposits at ₹7.37 lakh crore (up 7%) and advances at ₹5.88 lakh crore (up 10%). FY25 net profit jumped 35% YoY to ₹10,918 crore, while Q4 net profit rose 31.6% YoY to ₹2,956 crore. Asset quality improved sharply with gross NPA falling to 3.09% (from 3.95%) and net NPA at 0.19% (from 0.43%), backed by a 98.10% provision coverage ratio. The bank posted a 20.76% RoE and 1.32% RoA for FY25, with EPS at ₹81.06 and book value at ₹423.39. CRAR strengthened to 17.94%, supported by ₹10,000 crore raised via infrastructure bonds during the year, and S&P upgraded the outlook to Positive.
Strong profit growth, healthy asset quality, and a comfortable capital position are positive for shareholders. The bank's FY26 fund-raising plan of ₹12,000 crore (including ₹5,000 crore equity) signals continued growth ambitions, though it may lead to some equity dilution.