Indian Bank has informed the Exchange about Revision in Benchmark Rates
INDIANB · price
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Indian Bank has revised its internal benchmark lending rates effective October 3, 2025. The overnight MCLR has been reduced by 10 basis points to 7.95%, and the 1-month MCLR by 5 basis points to 8.25%. MCLR rates for 3-month, 6-month, and 1-year tenors remain unchanged. TBLR rates have been increased by 5 basis points across all tenors, rising to 5.60% for most buckets. The Base Rate has been cut by 10 basis points to 9.60%, and the Benchmark Prime Lending Rate (BPLR) has been lowered by 10 basis points to 13.85%. The Policy Repo Rate and Repo Linked Benchmark Lending Rate (RBLR) remain unchanged at 5.50% and 8.20% respectively. The revisions were approved by the Bank's Asset Liability Management Committee (ALCO).
This is a routine internal benchmark rate revision with marginal movements (5–10 bps). Existing MCLR and Base Rate-linked borrowers will see slightly lower rates, while TBLR-linked borrowers will see a small increase. The neutral Policy Repo Rate and unchanged RBLR suggest no broader policy shift, so this is unlikely to materially affect the stock price.