Indian Bank has informed the Exchange regarding a press release dated April 29, 2026, titled "Press release on Audited Financial Results of the Bank for the Fourth Quarter and Financial Year ended on March 31, 2026".
INDIANB · price
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Indian Bank reported its FY26 audited results, with net profit rising 11.33% YoY to ₹12,156 crore, driven by 12.79% growth in total business and healthy credit sanctions up 62%. Q4 net profit grew 4.97% YoY to ₹3,103 crore, while net interest income rose 11.27% YoY to ₹7,109 crore. Asset quality improved sharply, with gross NPAs falling 111 bps to 1.98% and net NPAs at 0.15%, supported by strong RAM (Retail, Agri, MSME) advances growth of 15.18% YoY. Margins remained healthy with domestic NIM at 3.35%, while cost of deposits and cost of funds both fell 27-33 bps YoY, lifting operating profit 5.32% YoY in Q4. The bank delivered RoA of 1.31%, RoE of 18.98%, and a capital adequacy ratio of 17.93% with CET-1 at 16.40%, reflecting strong balance sheet strength.
The results show steady profit growth, improving asset quality, and expanding margins on the back of lower funding costs, which should support investor confidence. The strong capital position (CET-1 at 16.40%) and double-digit advances growth leave room for continued credit expansion, potentially supporting earnings momentum in FY27.