Indian Bank Q4FY26 Results: Net Profit up 11.33% YoY, GNPA Improves to 1.98%
INDIANB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Indian Bank reported FY26 net profit of ₹12,156 Cr (+11.33% YoY); Q4 net profit at ₹3,103 Cr (+4.97% YoY). Total business grew 12.79% YoY to ₹23.23 lakh Cr; deposits up 12.29% to ₹14.95 lakh Cr and advances up 13.43% to ₹8.28 lakh Cr. GNPA improved sharply to 1.98% (from 3.09%) with PCR at 98.28%. RoA at 1.31%, RoE at 19.53%, CRAR strong at 17.93%. NIM (Domestic) at 3.36% for FY26. FY27 guidance: deposits 9-11%, advances 11-13%, GNPA 1.50-1.60%, NIM 3.10-3.25%.
Strong FY26 with healthy growth, sharp asset quality improvement, and steady profitability; FY27 guidance signals continued momentum in growth and credit quality.