IOBNSEIndian Overseas Bank· BanksMediumNeutral
Announced Thu, 12 Mar · 18:03 IST

Indian Overseas Bank has informed the Exchange about Changes in MCLR w.e.f 15.03.2026

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Indian Overseas Bank's Asset Liability Management Committee (ALCO) reviewed MCLR workings on 12.03.2026 and decided to reduce the One-Month MCLR by 10 basis points, from 8.30% to 8.20%, effective 15.03.2026. All other tenors — Overnight (7.95%), Three-Month (8.40%), Six-Month (8.65%), One-Year (8.80%), Two-Year (8.80%), and Three-Year (8.85%) — remain unchanged. This is a minor, targeted rate revision affecting only short-tenor loans benchmarked to the one-month MCLR.

Likely market impact

A 10 bps cut in one-month MCLR makes short-tenor loans slightly cheaper for new borrowers, but may marginally compress the bank's net interest margins. The impact is minor and is unlikely to materially move the stock price.