INDIAN OVERSEAS BANK
Latest filings
- Indian Overseas Bank publishes September quarter and half-year results in newspapers · Compliance
- Share count unchanged at 1.926 billion in September 2026 quarter · Compliance
- Akshit Choudhary appointed Chief Financial Officer effective 1 November 2026 · Management Changes
Snapshot
What the business is, and whether it's a good one at a fair price.
A public sector commercial bank serving over 46 million customers through 3,522 domestic branches, 3,691 ATMs and 13,401 business correspondents, with a presence in Singapore, Hong Kong, Thailand and Sri Lanka. Revenue is earned primarily through net interest income on its advances book funded by deposits, alongside fee income and treasury trading gains. Retail Banking is the largest revenue segment at 42.6% of segment revenue (₹10,424.42 crore), followed by Corporate/Wholesale Banking at 31.1% (₹7,612.15 crore) and Treasury Operations at 23.2% (₹5,670.89 crore), which earns from the bank's investment portfolio in government securities and bonds. The bank also runs an international business spanning FCNR deposits (target USD 600-650 million by September 2026) and a GIFT City branch targeting a USD 500 million book by FY27-end. Asset quality has tightened sharply — gross NPAs at 1.33% and net NPAs at 0.18% — with capital adequacy at 19.36% versus an 11.50% regulatory minimum. The largest cost driver is interest paid on deposits, and the cost-to-income ratio rose to about 54% in Q1 FY27 from 44% on higher staff expenses.
Scorecard
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
Not enough history to assess.Charts
How has the market priced it — with filings on the timeline?
IOB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from INDIAN OVERSEAS BANK's filed financials and exchange disclosures
What does INDIAN OVERSEAS BANK do?
INDIAN OVERSEAS BANK is a Banks company listed on NSE and BSE, trading under the symbol IOB.
Is INDIAN OVERSEAS BANK profitable?
Yes. Over the trailing twelve months INDIAN OVERSEAS BANK reported a net profit of ₹5,758 Cr.
Does INDIAN OVERSEAS BANK pay a dividend?
Not in the latest reported year — INDIAN OVERSEAS BANK's dividend payout for FY26 was nil.
Is INDIAN OVERSEAS BANK expensive compared with its peers?
On trailing P/E, INDIAN OVERSEAS BANK ranks 9 of 12 in Public Sector Bank — cheaper than 27% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.
How much does the INDIAN OVERSEAS BANK share price move in a day?
On a typical session INDIAN OVERSEAS BANK moves 0.89% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.
Where can I track INDIAN OVERSEAS BANK's announcements?
Every NSE and BSE filing by INDIAN OVERSEAS BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.