Announced Fri, 24 Jul · 19:20 IST
IOB Q1 FY27 earnings call: net profit up 49 percent YoY to INR 1,659 cr
IOB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Price reaction · full curve 14 horizons · vs prior close
+0.1%1-day move
₹33.91
prior close
₹34.35
base price
After-mkt
timing
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-0.3+0.0+0.2-0.0+0.1—————————
Up moveDown movePending
AI summary
IOB posted record Q1 FY27 net profit of INR 1,659 cr, up 49% YoY. Operating profit rose 14% to INR 2,693 cr. NIM improved to 3.37%. GNPA fell to 1.33%, net NPA at 0.18%, ROA at 1.41%, ROE at 22.69%. Advances grew 22.75% YoY. Board approved INR 5,000 cr equity raising planned for Q3-Q4 in tranches. FY27 guidance: NIM 3.3-3.4%, credit cost 0.35-0.40%, credit growth minimum 13-14%, ROA around 1.46%.
Likely market impact
Record profit, higher NIM and lower NPAs back the growth story. Pending INR 5,000 cr equity raise may pressure the stock short term.