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Indo Credit Capital Ltd, a small Ahmedabad-based NBFI, reported its Q2 FY26 (quarter ended 30 Sept 2025) results along with H1 FY26 numbers. Total income for Q2 was Rs 8.75 lakh, entirely from 'other income' — no operating income from lending or investments — versus zero in the same quarter last year. Total expenses were Rs 6.34 lakh, giving a profit before tax of Rs 3.41 lakh, the company's first quarterly profit shown in recent results. For the half year H1 FY26, the company still posted a net loss of Rs 4.68 lakh (down from a Rs 10.18 lakh loss in H1 FY25), translating to a negative EPS of Rs 0.06. The auditor's limited review report is clean with no qualifications, adverse comments, or emphasis-of-matter.
The stock remains a very small, thinly-traded NBFI with negative other equity (accumulated losses of Rs 146.10 lakh) and no core lending revenue. While the quarterly turnaround is positive, the half-year is still in the red and operating cash flow is negative, so this is not yet a clear improvement story for shareholders.