INDO CREDIT CAPITAL LTD.
Snapshot
What the business is, and whether it's a good one at a fair price.
Functions as a small Ahmedabad-based non-banking financial company with FY26 total income of Rs. 28.09 lakhs, made up of interest income of Rs. 12.87 lakhs (essentially flat year-on-year) and a Rs. 15.05 lakh profit on sale of investments. Net sales from operations were reported as nil across recent quarters, indicating no active lending, fee or trading revenue in the periods covered. On the balance sheet, total assets stood at Rs. 1,006.29 lakhs, comprising mainly investments of Rs. 609.54 lakhs and loans and advances of Rs. 129.42 lakhs (which grew by Rs. 26.18 lakhs during the year). The capital structure shows equity share capital of Rs. 723.08 lakhs, zero borrowings, and negative other equity of Rs. (135.34) lakhs. Employee costs at 50.3% of revenue and other operating expenses at 28.1% dominate the cost stack given the small revenue base, leaving an EBITDA margin of 21.6%. Operating cash flow was negative Rs. 20.83 lakhs, primarily on the increase in loans and advances. The company swung to a Rs. 6.08 lakh net profit in FY26 from a Rs. (5.06) lakh loss in FY25.
Scorecard
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
Strengths
Concerns
Nothing flagged in the filed numbers.Charts
How has the market priced it — with filings on the timeline?
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from INDO CREDIT CAPITAL LTD.'s filed financials and exchange disclosures
What does INDO CREDIT CAPITAL LTD. do?
INDO CREDIT CAPITAL LTD. is a Finance company listed on BSE.
Is INDO CREDIT CAPITAL LTD. profitable?
Yes. Over the trailing twelve months INDO CREDIT CAPITAL LTD. reported a net profit of ₹0.06 Cr on revenue of ₹0.19 Cr.
Does INDO CREDIT CAPITAL LTD. pay a dividend?
Not in the latest reported year — INDO CREDIT CAPITAL LTD.'s dividend payout for FY26 was nil.
Is INDO CREDIT CAPITAL LTD. expensive compared with its peers?
On trailing P/E, INDO CREDIT CAPITAL LTD. ranks 166 of 200 in Non Banking Financial Company (NBFC) — cheaper than 17% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.
How much does the INDO CREDIT CAPITAL LTD. share price move in a day?
On a typical session INDO CREDIT CAPITAL LTD. moves 4.61% — that is the median absolute close-to-close move across its last 126 trading days. MarketPing measures each filing's price reaction against it.
Where can I track INDO CREDIT CAPITAL LTD.'s announcements?
Every NSE and BSE filing by INDO CREDIT CAPITAL LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.