Unaudited Financial Results for the Quarter ended December 31, 2025
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Indo Credit Capital Ltd, a small Ahmedabad-based NBFI, reported a net profit of Rs 2.18 lakhs in Q3 FY26 (quarter ended Dec 31, 2025), compared to a loss of Rs 3.83 lakhs in the same quarter last year. Total income for the quarter stood at Rs 6.30 lakhs, all of which came from 'other income' — no income was generated from core operations. For the nine-month period, the company is still in the red with a net loss of Rs 2.52 lakhs, though the loss has narrowed sharply from Rs 14.02 lakhs in the corresponding period of FY25. Paid-up equity capital is Rs 723.08 lakhs, and earnings per share for the quarter stood at Rs 0.03. The statutory auditor, Naimish N. Shah & Co., issued a clean (unqualified) limited review report with no qualifications or emphasis of matter.
The return to quarterly profitability and sharp narrowing of nine-month losses is a modest positive, but the company's revenue base remains negligible and the full-year picture is still loss-making. Given the very small scale and lack of core operating income, there is little for shareholders to cheer until sustainable operational revenue emerges.