Financial Results for the quarter and financial year ended March 31, 2025
INDOSTAR · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 4.9 pts more than Nifty Microcap 250 and 4.3 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
IndoStar Capital Finance Limited reported its audited standalone and consolidated results for Q4 FY25 and the full year ended March 31, 2025. Total revenue from operations grew strongly to Rs 1,40,392 lakhs (FY25) from Rs 1,10,417 lakhs (FY24), a jump of about 27%, driven by higher interest income (Rs 1,19,654 lakhs vs Rs 91,479 lakhs). However, profit after tax fell about 27% to Rs 5,259 lakhs (FY25) from Rs 7,161 lakhs (FY24), as impairment on financial instruments surged 65% to Rs 13,752 lakhs and finance costs rose sharply. Q4 standalone PAT declined about 37% YoY to Rs 1,242 lakhs. Net cash used in operating activities stood at Rs (1,06,130) lakhs. The board also noted the pending sale of subsidiary Niwas Housing Finance for Rs 1,70,595 lakhs and allotment of convertible warrants to BCP V and Florintree.
Strong top-line growth was offset by sharply higher credit costs, causing earnings to contract. Shareholders may see pressure on the stock in the near term given the profit decline and negative operating cash flow, though the CRAR remains comfortable at 28.46% and the Niwas Housing Finance sale, if concluded, could unlock significant value.