What the business is, and whether it's a good one at a fair price.
Lends primarily against commercial vehicles through 468 branches spread across 24 states, with smaller books in SME loans, Micro LAP and large corporate financing. Vehicle finance was 69.1% of segment revenue in the year ended March 2025, while discontinued operations (the divested housing finance business) made up 22.5%, and SME and large corporate lending together accounted for about 4%. The loan book (AUM) stood at Rs 8,244 crore in Q1 FY27, up 6% YoY, supported by Q1 FY27 disbursements of Rs 1,235 crore (up 44% YoY) and 1.72 lakh+ live accounts. Net Interest Margin widened to 8.8% as cost of borrowings fell to 9.9%, and Capital Adequacy sits at 34.8%. Asset quality remains pressured, with Gross Stage 3 at 4.84% of loan assets; collection efficiency was 97.3% in Q4 FY26. Employee cost is the largest operating expense at 24% of revenue, with no material input costs typical of a lending business.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from INDOSTAR CAPITAL FIN LTD's filed financials and exchange disclosures
INDOSTAR CAPITAL FIN LTD is a Finance company listed on NSE and BSE, trading under the symbol INDOSTAR.
No. Over the trailing twelve months INDOSTAR CAPITAL FIN LTD reported a net loss of ₹394 Cr on revenue of ₹1,413 Cr.
Not in the latest reported year — INDOSTAR CAPITAL FIN LTD's dividend payout for FY26 was nil.
Effectively yes. It holds ₹36 Cr more cash than debt. Debt stands at 0.00× equity.
On a typical session INDOSTAR CAPITAL FIN LTD moves 1.72% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by INDOSTAR CAPITAL FIN LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
