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Companies›Financial Services›Financial Services›Finance
NSE:INDOSTAR

INDOSTAR CAPITAL FIN LTD

Financial Services › Finance
₹194.80
at close · 28 Oct 2026
▲ 4.25 (+2.23%)

Latest filings

Next results: Thu, 29 Oct · Financial Results
  1. Analyst and investor call scheduled for Q2 FY27 results · Board & Shareholder Meetings
  2. Board to approve September 2026 quarter and half-year results · Results
  3. Routine filing: RTA certificate for Q2 FY27 share dematerialisation · Compliance
All filings ↓
Ask Nexa about INDOSTAR CAPITAL FIN LTD

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends primarily against commercial vehicles through 468 branches spread across 24 states, with smaller books in SME loans, Micro LAP and large corporate financing. Vehicle finance was 69.1% of segment revenue in the year ended March 2025, while discontinued operations (the divested housing finance business) made up 22.5%, and SME and large corporate lending together accounted for about 4%. The loan book (AUM) stood at Rs 8,244 crore in Q1 FY27, up 6% YoY, supported by Q1 FY27 disbursements of Rs 1,235 crore (up 44% YoY) and 1.72 lakh+ live accounts. Net Interest Margin widened to 8.8% as cost of borrowings fell to 9.9%, and Capital Adequacy sits at 34.8%. Asset quality remains pressured, with Gross Stage 3 at 4.84% of loan assets; collection efficiency was 97.3% in Q4 FY26. Employee cost is the largest operating expense at 24% of revenue, with no material input costs typical of a lending business.

Revenue mix · reported segments
Commercial vehicles69.1%
Discontinued operations22.5%
Unallocated4.1%
SME2.8%
Large corporate1.4%
Operating scale
AUM
Rs 8,244 croreQ1 FY27
Branches
468 across 24 statesQ1 FY27
Live accounts
1.72 lakh+Q1 FY27
Disbursements
Rs 1,235 crore (up 44% YoY)Q1 FY27
Vehicle Finance AUM
Rs 7,500 croreFY26
Capital Adequacy
34.8%Q1 FY27
Who pays it
Borrowers taking commercial vehicle loans, plus smaller pools of SME, Micro LAP and large corporate borrowers
Biggest cost
Interest on borrowings (cost of borrowings 9.9% in Q1 FY27) is the dominant input cost for this lending business
Kind of business
Vehicle-finance focused NBFC with scaling Micro LAP and recently divested housing finance business
Where it sits
Operates 468 branches across 24 states with AUM of Rs 8,244 crore and Capital Adequacy of 34.8%
Market Cap
₹3,148 Cr
P / E (TTM)
—
EV / EBITDA
—
Div Yield
—
Growth
1.7%▲
Revenue 5y CAGR
PAT — · EBITDA +12.7%
Quality
—·
ROCE (FY26)
ROE 3.6% (5y median) · margin 68.2%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.1×▲
Margin +26.8 pts
₹1,280 Cr → ₹1,393 Cr
Moves on a normal day
1.81%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/B#105/253
ROE#118/257
EBITDA margin#130/249
Revenue growth#126/231
Profit growth#190/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Slow revenue growth — 2% a year over 5 years

Charts

How has the market priced it — with filings on the timeline?

INDOSTAR · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from INDOSTAR CAPITAL FIN LTD's filed financials and exchange disclosures

What does INDOSTAR CAPITAL FIN LTD do?

INDOSTAR CAPITAL FIN LTD is a Finance company listed on NSE and BSE, trading under the symbol INDOSTAR.

Is INDOSTAR CAPITAL FIN LTD profitable?

No. Over the trailing twelve months INDOSTAR CAPITAL FIN LTD reported a net loss of ₹394 Cr on revenue of ₹1,413 Cr.

Does INDOSTAR CAPITAL FIN LTD pay a dividend?

Not in the latest reported year — INDOSTAR CAPITAL FIN LTD's dividend payout for FY26 was nil.

How much does the INDOSTAR CAPITAL FIN LTD share price move in a day?

On a typical session INDOSTAR CAPITAL FIN LTD moves 1.81% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are INDOSTAR CAPITAL FIN LTD's next results?

Financial Results on Thu, 29 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track INDOSTAR CAPITAL FIN LTD's announcements?

Every NSE and BSE filing by INDOSTAR CAPITAL FIN LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.