IndoStar Capital Finance Limited has informed the Exchange about Investor Presentation
INDOSTAR · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
IndoStar Capital Finance reported strong FY26 results with PAT more than doubling to Rs 130.2 crore from Rs 52.6 crore in FY25. The company's AUM grew to Rs 8,056 crore from Rs 7,963 crore, driven by Vehicle Finance (Rs 7,500 crore) and Micro LAP (Rs 175 crore, up from Rs 52 crore). Net Interest Margin expanded significantly to 7.8% from 5.6%, while cost of borrowings declined to 10.2% from 11.0%. The Capital Adequity Ratio improved to 36.1% from 28.5%, and the company made an additional Rs 326.13 crore provision against Security Receipts, taking total SR coverage to 63%. Gross Stage 3 was at 4.8% with provision coverage of 57.4%.
The sharp improvement in profitability and NIM indicates successful execution of the retail-focused strategy with better asset quality and funding costs. The strong capital position provides growth headroom, while the additional SR provisions clean up the balance sheet for future earnings stability.