Press Release in connection with Audited Result (Standalone & Consolidated) for the quarter and Financial year ended March 31, 2026

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

INDOSTAR · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-4.7%1-day move

₹235.55

prior close

₹231.00

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

+6.3+4.8+4.6+5.2-4.7-4.5-4.5-1.3+0.6+6.2+5.8+8.4——

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AI summary

IndoStar Capital Finance reported strong Q4FY26 disbursements of ₹1,306 crore, up 17% sequentially and 21% YoY. AUM stood at ₹8,056 crore with PPOP of ₹93 crore, reflecting 51% YoY growth driven by improved operating efficiencies. Net Interest Income grew 20% YoY to ₹214.7 crore in Q4. The company reduced its weighted average cost of funds by 80 bps to 10.2% versus Q4FY25, improving its borrowing profile. However, the company made an additional provision of ₹326.13 crore against its Security Receipts portfolio (net carrying value now ₹588.63 crore with 63% provision coverage) as part of its balance sheet de-risking initiative. A ₹49 crore management overlay was also recognized due to geopolitical uncertainties in West Asia. CAR remained strong at 36.1%.

Likely market impact

Strong operational performance with margin improvement, though large one-time SR provisions and macroeconomic overlay may pressure near-term profitability. The SR de-risking initiative reduces future balance sheet volatility risk.