Jana SFB Q1 FY27 PAT jumps 52% YoY to Rs 155 Cr; NIM up to 7.5%
JSFB · price
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Jana SFB Q1 FY27: PAT at Rs 155 Cr, up 52% YoY. NIM improved to 7.5% from 6.6%, Cost of Funds fell to 7.4% from 8%. Advances grew 26% YoY to Rs 37,612 Cr with secured book at 72.8%. Deposits up 22% YoY to Rs 35,756 Cr; CASA grew 31%. GNPA moderated to 2.24%, slippages down 43% YoY. ROA 1.4%, ROE 13.6%. Tier-1 capital of Rs 728 Cr approved via warrants; TVS Venu awaits RBI nod for 9.99% stake. Promoters JHL and JCL plan de-promoterisation after stake cut. FY27 guidance: GLP growth 19-21%, deposits 23-25%, PAT 80%+.
Strong quarter with rising margins and better asset quality. FY27 guidance signals healthy growth, though promoter stake change remains a watch point.