What the business is, and whether it's a good one at a fair price.
Operates a small finance bank with 826 branches across India, lending mainly to retail and small-business customers. Segment revenue (YTD Dec 2024) is dominated by retail units at 78.2% (₹5,086 cr), which houses microfinance, gold loans and used-car finance; treasury operations contribute 16.8% (₹1,096 cr) and corporate/wholesale banking 3.4% (₹224 cr). As of Q1 FY27 the gross loan portfolio stood at ₹37,612 cr, of which the secured book is 72.8% — split between an ₹10,240 cr microfinance book, a ₹2,678 cr gold loan book and used-car finance running at ₹45 cr per month across 50 cities. On the liability side, deposits totalled ₹35,756 cr with CASA up 31% year-on-year. Cost of funds at 7.4% is the bank's biggest input cost, against a net interest margin of 7.5%. Asset quality sits at gross NPA 2.24% and net NPA 0.85% with credit cost of 0.45%, and the capital adequacy ratio is 20.18%.
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
Loading peers…
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Answered from JANA SMALL FIN BANK LTD's filed financials and exchange disclosures
JANA SMALL FIN BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol JSFB.
Yes. Over the trailing twelve months JANA SMALL FIN BANK LTD reported a net profit of ₹380 Cr.
Not in the latest reported year — JANA SMALL FIN BANK LTD's dividend payout for FY26 was nil.
No..
On trailing P/E, JANA SMALL FIN BANK LTD ranks 4 of 8 in Other Bank — cheaper than 57% of them, against an industry median of 15.4×. This is a position, not a valuation judgement.
On a typical session JANA SMALL FIN BANK LTD moves 1.45% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by JANA SMALL FIN BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
