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NSE:JSFB

JANA SMALL FIN BANK LTD

Financial Services › Banks·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹393.40
at close · 27 Oct 2026
▲ 12.95 (+3.40%)
ThemesArtificial Intelligence· growing

Latest filings

  1. Audio recording of September 2026 quarter earnings call · Investor Communications
  2. Sneha Sharma appointed Company Secretary and Compliance Officer · Management Changes
  3. Q2 FY27 PAT rises 127% and FY27 profit growth guidance raised to 100% · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates a small finance bank with 826 branches across India, lending mainly to retail and small-business customers. Segment revenue (YTD Dec 2024) is dominated by retail units at 78.2% (₹5,086 cr), which houses microfinance, gold loans and used-car finance; treasury operations contribute 16.8% (₹1,096 cr) and corporate/wholesale banking 3.4% (₹224 cr). As of Q1 FY27 the gross loan portfolio stood at ₹37,612 cr, of which the secured book is 72.8% — split between an ₹10,240 cr microfinance book, a ₹2,678 cr gold loan book and used-car finance running at ₹45 cr per month across 50 cities. On the liability side, deposits totalled ₹35,756 cr with CASA up 31% year-on-year. Cost of funds at 7.4% is the bank's biggest input cost, against a net interest margin of 7.5%. Asset quality sits at gross NPA 2.24% and net NPA 0.85% with credit cost of 0.45%, and the capital adequacy ratio is 20.18%.

Revenue mix · reported segments
Retail units (microfinance, gold loans, used-car finance)78.2%
Treasury16.8%
Corporate/Wholesale Banking3.4%
Other Banking operations1.5%
Digital Banking Units0.1%
Operating scale
Branches
826July 2026
Gross Loan Portfolio
₹37,612 crQ1 FY27
Deposits
₹35,756 crQ1 FY27
Microfinance book
₹10,240 crQ1 FY27
Gold loan book
₹2,678 crQ1 FY27
Used-car finance disbursement
₹45 cr/month across 50 citiesQ1 FY27
Who pays it
Retail and small-business borrowers, microfinance customers and depositors
Biggest cost
Cost of funds at 7.4% (Q1 FY27)
Kind of business
Small finance bank; retail-lending-heavy with microfinance exposure
Where it sits
Small finance bank in India operating in retail, microfinance and gold loan segments with 826 branches
Market Cap
₹4,144 Cr
P / E (TTM)
10.9×
EV / EBITDA
—
Div Yield
—
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.62%·
Median daily move
Last 268 sessions · the yardstick for filing-day moves
Where it sits among 8 Other Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#3/8
Profit growth#6/9

Scorecard

Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

JSFB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from JANA SMALL FIN BANK LTD's filed financials and exchange disclosures

What does JANA SMALL FIN BANK LTD do?

JANA SMALL FIN BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol JSFB.

Is JANA SMALL FIN BANK LTD profitable?

Yes. Over the trailing twelve months JANA SMALL FIN BANK LTD reported a net profit of ₹380 Cr.

Does JANA SMALL FIN BANK LTD pay a dividend?

Not in the latest reported year — JANA SMALL FIN BANK LTD's dividend payout for FY26 was nil.

Is JANA SMALL FIN BANK LTD expensive compared with its peers?

On trailing P/E, JANA SMALL FIN BANK LTD ranks 3 of 8 in Other Bank — cheaper than 71% of them, against an industry median of 13.2×. This is a position, not a valuation judgement.

How much does the JANA SMALL FIN BANK LTD share price move in a day?

On a typical session JANA SMALL FIN BANK LTD moves 1.62% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.

Where can I track JANA SMALL FIN BANK LTD's announcements?

Every NSE and BSE filing by JANA SMALL FIN BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.