BSEJMJ Fintech LtdMediumNeutral
Announced Sat, 15 Nov · 13:49 IST

Submission of Investor Presentation for the Second Quarter of the FY-2025-26.

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

JMJ Fintech Ltd, a Coimbatore-based RBI-registered NBFC, submitted its Q2 FY26 investor presentation (quarter ended Sept 30, 2025). H1 FY26 revenue from operations rose to ₹1,138.95 lakhs from ₹744.58 lakhs in H1 FY25, while profit for the period grew to ₹411.51 lakhs from ₹349.19 lakhs. Total assets expanded to ₹6,659.91 lakhs (vs ₹4,805.34 lakhs in FY25), with borrowings at ₹2,604.60 lakhs. The company highlighted a sixfold increase in EPS between FY23 and FY26, ROE jumping to 26.95% (up from 9.76% in FY25), and an EBITDA margin of 62.21%. Operations span personal, term, corporate, business, gold, and property loans across Kerala, Tamil Nadu, Karnataka, Puducherry, and Maharashtra.

Likely market impact

The presentation reflects strong top-line growth, sharply improving returns on equity, and expanding loan portfolio, all of which are positive signals for shareholders. However, rising borrowings to fund growth will be a key metric to watch in subsequent quarters for asset quality and leverage.