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JMJ Fintech Limited

Financial Services › Finance
₹9.29
at close · 28 Oct 2026
▲ 0.11 (+1.20%)

Latest filings

Next results: Tue, 3 Nov · Financial Results
  1. Postal ballot notice dispatched; voting ends November 25 · Compliance
  2. Postal ballot on board reshuffle and higher JMJ Finance lending limit · Board & Shareholder Meetings
  3. JMJ Fintech board to approve September 2026 quarterly results · Results
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a Non-Banking Financial Company (NBFC) based in Coimbatore, lending through a loan book that stood at Rs 7,169.35 lakhs at the end of FY26 — nearly double the Rs 4,265 lakhs a year earlier. For FY26, total income was Rs 2,199.38 lakhs (up 28% year-on-year) and net profit Rs 759.83 lakhs (up 47%). In March 2026 the company unveiled a new logo and a digital lending application called "Money bro" as part of its business expansion. It raised Rs 25.69 crore via an August 2025 rights issue, with Rs 19 crore earmarked for augmenting its NBFC capital base. Employee cost at 24.8% of revenue is the largest operating line, while finance costs doubled to Rs 323.16 lakhs in FY26 to fund loan-book growth. As of FY25, Gross NPA stood at 5.04% and capital adequacy at 80.13% CAR, and an Acuite BB (Stable) rating has been assigned to a proposed Rs 25 crore bank facility. A Rs 10 crore loan to a related NBFC, JMJ Finance Limited, was put to shareholder vote via postal ballot in March 2026.

Operating scale
Loan book
Rs 7,169.35 lakhsFY26
Total assets
Rs 8,957.64 lakhsFY26
Gross NPA
5.04%FY25
Capital adequacy ratio
80.13%FY25
Credit rating
Acuite BB (Stable)FY26
Rights issue proceeds
Rs 25.69 croreAugust 2025
Who pays it
Borrowers of NBFC loans, including a related-party NBFC, JMJ Finance Limited, which received a Rs 10 crore loan
Biggest cost
Employee cost at 24.8% of revenue, with finance costs of Rs 323.16 lakhs in FY26 funding loan-book growth
Kind of business
Small, growth-stage, lending-focused NBFC with a digital channel
Where it sits
BSE-listed (scrip 538834), Coimbatore-based, RBI-registered NBFC carrying a sub-investment-grade Acuite BB rating
Market Cap
₹35 Cr
P / E (TTM)
2.1×
EV / EBITDA
—
Div Yield
1.48%
Growth
66.7%▲
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 13.6% (5y median) · margin 62.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
12.9×▲
Margin +49.9 pts
₹2 Cr → ₹22 Cr
Moves on a normal day
1.53%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#8/200
P/B#74/253
ROE#26/257
EBITDA margin#106/249
Revenue growth#156/231
Profit growth#149/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 67% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from JMJ Fintech Limited's filed financials and exchange disclosures

What does JMJ Fintech Limited do?

JMJ Fintech Limited is a Finance company listed on BSE.

Is JMJ Fintech Limited profitable?

Yes. Over the trailing twelve months JMJ Fintech Limited reported a net profit of ₹7.60 Cr on revenue of ₹22 Cr.

Does JMJ Fintech Limited pay a dividend?

Yes. The dividend yield is 1.48% at the current price. It paid out 7% of its profit as dividend in FY26.

Is JMJ Fintech Limited expensive compared with its peers?

On trailing P/E, JMJ Fintech Limited ranks 8 of 200 in Non Banking Financial Company (NBFC) — cheaper than 97% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the JMJ Fintech Limited share price move in a day?

On a typical session JMJ Fintech Limited moves 1.53% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are JMJ Fintech Limited's next results?

Financial Results on Tue, 3 Nov. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track JMJ Fintech Limited's announcements?

Every NSE and BSE filing by JMJ Fintech Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.