BSEJMJ Fintech LtdMediumNeutral
Announced Tue, 17 Feb · 13:09 IST

Submission of Investor presentation for third quarter 31.12.2025

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

JMJ Fintech, a BSE-listed NBFC based in Coimbatore with 43 branches and 24,000+ customers, has filed its Q3 FY26 investor presentation. For the nine months ended December 2025, the company reported total income of Rs. 1,658.75 lakhs, net profit of Rs. 585.14 lakhs, and EBITDA of Rs. 1,034.75 lakhs, with a strong net profit margin of 35.28%. Quarterly performance shows steady growth — total income rose to Rs. 610.71 lakhs in Q3 FY26 from Rs. 297 lakhs in Q3 FY25, with net profit climbing to Rs. 173.63 lakhs. Net worth stands at Rs. 3,652.26 lakhs with a debt-to-equity ratio of 0.79, and book value per share is Rs. 14.41. Management highlighted a sixfold rise in EPS since FY23, improving RoNW (18.17%), and signalled continued profitability growth and a future-ready strategy in its outlook section.

Likely market impact

Positive for shareholders: the company shows consistent revenue and profit growth with strengthening margins and a healthy balance sheet, though the small absolute scale (market cap under Rs. 30 cr) keeps it a micro-cap NBFC with limited liquidity.