Announced Wed, 12 Nov · 14:48 IST

Un-Audited Financial Results for the Quarter and Half Year ended on 30.09.2025

Revenue DeclinePat NegativeNegative Operating CashflowDebt Equity ThresholdResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

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AI summary

Jyot International Marketing Limited, an Ahmedabad-based NBFC, reported its H1 FY26 results on November 12, 2025, receiving an unqualified (clean) limited review opinion from auditor Labadiya & Mehta. On a consolidated basis, total income for the half-year fell sharply to ₹182.78 lakhs from ₹345.97 lakhs in H1 FY25, a drop of about 47%, though the company swung back to a net profit of ₹18.56 lakhs versus a loss of ₹580.26 lakhs a year ago. On a standalone basis, the picture is weaker: H1 PAT slipped into a small loss of ₹2.47 lakhs against a profit of ₹87.23 lakhs in the prior-year period, with Q2 standalone EPS at just ₹0.06. The cash position collapsed to ₹0.94 lakhs at end-September from ₹367.74 lakhs in March 2025, and operating cash flow was deeply negative at ₹(732.66) lakhs standalone, driven mainly by a ₹737.79 lakh increase in loans and advances. Borrowings rose to ₹3,772.67 lakhs (from ₹3,400.59 lakhs), keeping the debt-to-equity ratio elevated at roughly 7.2x against equity of ₹522.28 lakhs.

Likely market impact

The revenue contraction, return to standalone losses, near-empty cash balance, and sustained negative operating cash flow raise liquidity concerns for shareholders, though the consolidated return to profitability offers some relief. With high leverage typical of NBFCs and thin cash buffers, near-term watch points are loan book quality, asset growth pace, and fresh fundraising to shore up liquidity.